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Make Your Homeownership Dreams Come True with Our Home Loan Solution!
Discover a variety of Home Loan Options with flexible terms and competitive rates whether you're buying a dream home or refinancing needs.
Know About
Home Loan
We understand the significance of owning a home, and we're here to help you achieve that dream with our flexible and affordable Home Loan solutions. Whether you’re a first-time homebuyer or looking to upgrade, our team is committed to making the process as smooth and stress-free as possible.
Your Homeownership
Dreams Come True with us!
Year of
2024
Home Loan Features
We help businesses and customers achieve more.
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Competitive Interest Rates
We offer home loans at attractive interest rates, making your dream home more affordable.
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Flexible Repayment Options
Choose a repayment plan that suits your financial situation, with loan tenures designed to fit your needs.
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High Loan Amount
Get up to 80-90% of your property’s value financed with our home loans.
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Quick Approvals
We ensure a fast and easy approval process so you can move forward with your home-buying plans without delay.
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Expert Guidance
Our financial experts are here to guide you through every step of the loan process, from application to disbursement.
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Loan for Various Purposes
Whether you're buying a new house, constructing, or renovating your current property, we’ve got you covered.
Home Loan Eligibility
Eligibility Criteria for applying Home Loan
-
1
Age:
- You must be above 21 years of age at the time of the commencing of your loan, and up to 65 years or less at loan maturity
- Salaried Person - 21 years to 58 years
- Self-Employed Person - 25 years to 65 years
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2
Income
- Salaried Person - Minimum Rs. 10,000 per month
- Self-Employed Person - Minimum Rs. 2,00,000 per year
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3
Employment
- Salaried Person - Minimum 2 to 3 years of Experience in MNC, or a Private or Public Limited Company
- Self-Employed Person - Minimum 3 years of Experience in the current field
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4
Credit Score
- A credit score of 750 is considered a good score for approval.
118+
Home Loan applied
in last month.
Home Loan - Required Documents
Basic documents required for Home Loan
PAN Card
is Mandatory
Duly Filled
Application Form
Self-Employed Individuals
- Passport
- PAN
- Trade License
- Partnership Deed
- Article of Association
- Memorandum of Association
- Import Export Code
- SEBI Registration Certificate
- ROC Registration Certificate
- Financial Statement Audited by CA
- Profit & Loss Account Statement
- Balance Sheet
- 6 Months Bank Account Statement
- Professional Practice License for Doctors, Consultants, etc
- Registration Certificate of Establishment for Shops, Factories, and Other Establishments
- Business Address Proof
Documents Required from all Non-Resident Indians (NRIs) Applicants
- Income Proof Documents for NRI
- Property Papers
- Property Documents
- Sale Deed
- Stamped Agreement of Sale
- Allotment Letter
- No Objection Certificate or NOC
- Housing Society
- Builder
- Possession Certificate
- Land Tax Receipt
- Construction Cost Estimate
- Bank Account Statement of Payment Made to Seller or Builder
- Payment Receipt of Payment Made to Seller or Builder
- Incase of resale property share certificate is required
- Occupancy Certificate
A credit score of 750 is considered a good score for approval.
Color Passport Size
Photographs
Fees and Charges for Home Loan
The fees and charges of home loans usually vary from lender to lender and from case to case. The aforementioned table will give you a fair idea of the fees and charges related to home loans:
Standard charges for Home Loan |
Particulars
|
Charges
|
Home Loan FAQs
Find answers to all your queries about Home Loan
Help You to Find
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What is a home loan?
A home loan is a loan used to buy a home. It is repaid over ...
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How do I qualify for a home loan?
To qualify for a home loan, you typically need a good credit score (usually above ...
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Can I prepay my home loan?
Yes, you can usually prepay your home loan in two ways such as full prepayment ...
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Is it possible to secure a 100% home loan from a bank?
No, it is not possible to secure 100% loan from the bank. However banks provide ...
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What is the maximum home loan that I can get?
The maximum home loan that you can get is not capped by any amount but ...
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What documentation is required for salaried professionals applying for a home loan?
Salaried professionals applying for a home loan need to provide proof of identity, address, and ...
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Can I apply for a home loan jointly with a friend or family member?
Yes, you can apply for a home loan jointly with a friend or family member. ...
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Who can be joint borrowers in a Home Loan?
Joint borrowers for a home loan can include family members, spouses, or any two individuals ...
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